{"id":1368,"date":"2026-08-05T13:54:10","date_gmt":"2026-08-05T04:54:10","guid":{"rendered":"https:\/\/cuttimescheongna.co.kr\/?p=1368"},"modified":"2026-09-12T13:54:19","modified_gmt":"2026-09-12T04:54:19","slug":"%ec%a7%80%ec%97%ad%e2%80%a7%ec%b2%ad%eb%85%84-%ec%9d%b8%ec%9e%ac-%ec%84%b1%ec%9e%a5-%ec%a7%80%ec%9b%90-%ea%b3%b5%ec%a7%81-%eb%ac%b8%ed%84%b1-%eb%82%ae%ec%b6%98%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/cuttimescheongna.co.kr\/?p=1368","title":{"rendered":"\uc9c0\uc5ed\u2027\uccad\ub144 \uc778\uc7ac \uc131\uc7a5 \uc9c0\uc6d0, \uacf5\uc9c1 \ubb38\ud131 \ub0ae\ucd98\ub2e4"},"content":{"rendered":"<div id=\"div_page\" class=\"inner odd_f_1 page1\">\n<div class=\"div_center\">\n<table id=\"3\" class=\"__se_tbl table_inline\" summary=\"table\">\n<tbody>\n<tr>\n<td>&#8211;\u00a0\uc9c0\uc5ed\u00b7\uccad\ub144 \uc778\uc7ac \uacf5\uc9c1 \uc9c4\uc785 \ud655\ub300,\u00a0\uc800\uc5f0\ucc28 \uacf5\ubb34\uc6d0 \ucc98\uc6b0\uac1c\uc120 \ubc0f \uc131\uc7a5 \uc9c0\uc6d0\u00a0&#8211;<\/p>\n<p>&#8211; 5\uae09 \uc870\uae30\uc2b9\uc9c4\uc81c\u00b76\uae09 \uacf5\ubaa8\uc9c1\uc704\uc81c \uc2e0\uc124\ub85c \uc77c \uc798\ud558\ub294 \uacf5\ubb34\uc6d0 \uc870\uae30\uc2b9\uc9c4 \uacbd\ub85c \ub9c8\ub828\u00a0&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\uc9c0\uc5ed\uacfc \uccad\ub144 \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574\u00a0\uacf5\ubb34\uc6d0 \ucc44\uc6a9\uc5d0\uc11c \uc9c0\uc5ed \uc7a5\uae30 \uac70\uc8fc\uc790\uc5d0\uac8c\u00a0\uac00\uc0b0\uc810\uc744\u00a0\ubd80\uc5ec\ud558\uace0,\u00a09\uae09 \uacf5\ucc44\u00a0\uc9c0\uc5ed\u00a0\uad6c\ubd84\ubaa8\uc9d1 \uaddc\ubaa8\ub3c4\u00a0\ub2e8\uacc4\uc801\uc73c\ub85c\u00a0\ud655\ub300\ud55c\ub2e4.<\/p>\n<p>\uccad\ub144\ub4e4\uc758 \uacf5\uc9c1\u00a0\uc9c4\uc785\uc7a5\ubcbd\uc744 \ub0ae\ucd94\uae30\u00a0\uc704\ud574\u00a0\uacbd\ub825 \uc778\uc815 \ubc94\uc704\ub97c \ud655\ub300\ud574 \uc2e4\ubb34 \uc5ed\ub7c9\uc744 \uac16\ucd98\u00a0\uc778\uc7ac\uc758 \uacf5\uc9c1 \uc9c4\ucd9c\uc744 \uc9c0\uc6d0\ud55c\ub2e4.<\/p>\n<p>5\uae09 \uc870\uae30\uc2b9\uc9c4\uc81c, 6\uae09 \uacf5\ubaa8\uc9c1\uc704\uc81c\ub97c\u00a0\uc2e0\uc124\ud574\u00a0\uc6b0\uc218\ud55c\u00a0\uc2e4\ubb34\uc9c1 \uc778\uc7ac\uac00 \ube60\ub974\uac8c\u00a0\uc2b9\uc9c4\ud560 \uc218 \uc788\ub294\u00a0\uc131\uc7a5 \uc0ac\ub2e4\ub9ac\ub97c \ub9cc\ub4e4\uace0,\u00a0\uc778\uacf5\uc9c0\ub2a5\u00b7\uc0b0\uc5c5\uc548\uc804 \ub4f1 \ubd84\uc57c\uc5d0\u00a0\uc804\ubb38\uac00\u00a0\uacf5\ubb34\uc6d0\uc744\u00a0\uc624\ub294\u00a028\ub144\uae4c\uc9c0\u00a01,200\uba85 \uc774\uc0c1 \ud655\ubcf4\ud55c\ub2e4.<\/p>\n<p>\uc778\uc0ac\ud601\uc2e0\ucc98(\ucc98\uc7a5 \ucd5c\ub3d9\uc11d)\ub294\u00a05\uc77c\u00a0\uad6d\ubbfc\uc744 \uc704\ud55c\u00a0\ud601\uc2e0,\u00a0\uc2e4\ub825\uacfc\u00a0\ucc45\uc784\uc73c\ub85c\u00a0\uc2e0\ub8b0\ubc1b\ub294\u00a0\uacf5\uc9c1\uc0ac\ud68c\ub97c \ub9cc\ub4e4\uae30\u00a0\uc704\ud55c \u20182026\ub144 \ud558\ubc18\uae30 \uc8fc\uc694 \uc5c5\ubb34 \ucd94\uc9c4 \uacc4\ud68d\u2019\uc744\u00a0\ubc1c\ud45c\ud588\ub2e4.<\/p>\n<p>\u25c6 \ubaa8\ub450\uac00 \ud568\uaed8 \u2018\uc77c\ud558\uace0 \uc2f6\uc740 \uacf5\uc9c1\uc0ac\ud68c\u2019<\/p>\n<p>\uc9c0\uc5ed\uacfc\u00a0\uccad\ub144\uc758\u00a0\uc131\uc7a5\uc744\u00a0\uc9c0\uc6d0\ud558\ub294\u00a0\uc778\uc0ac\uc815\ucc45\uc744\u00a0\ucd94\uc9c4\ud55c\ub2e4.<\/p>\n<p>(\uc9c0\uc5ed\u00b7\uccad\ub144 \uc9c0\uc6d0 \uc778\uc0ac)\u00a09\uae09 \uacf5\ucc44 \uc9c0\uc5ed \uad6c\ubd84\ubaa8\uc9d1 \uaddc\ubaa8\ub97c \uc624\ub294\u00a02028\ub144\uae4c\uc9c0 \ub2e8\uacc4\uc801\uc73c\ub85c\u00a0\ud655\ub300\ud558\uace0,\u00a0\uc9c0\uc5ed\uc778\uc7ac\ucd94\ucc9c\ucc44\uc6a9\uc81c\u00a07\uae09\uacfc\u00a09\uae09 \ucd94\ucc9c \uc694\uac74\uc744\u00a0\uc644\ud654\ud574 \ub354 \ub9ce\uc740\u00a0\uc9c0\uc5ed\u00a0\uccad\ub144\uc5d0\uac8c\u00a0\uacf5\uc9c1 \uc9c4\uc785 \uae30\ud68c\ub97c\u00a0\uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\uc9c0\uc5ed \uadfc\ubb34\ub97c\u00a0\uc804\uc81c\ub85c \ud558\ub294\u00a0\uacf5\ubb34\uc6d0 \ucc44\uc6a9\uc5d0\uc11c\ub294\u00a0\ud574\ub2f9 \uc9c0\uc5ed\uc5d0\u00a015\ub144 \uc774\uc0c1 \uc7a5\uae30\u00a0\uac70\uc8fc\ud55c \uc0ac\ub78c\uc5d0\uac8c\u00a0\uac00\uc0b0\uc810\u00a03%\ub97c\u00a0\ubd80\uc5ec\ud558\ub294\u00a0\uc9c0\uc5ed\uac00\uc0b0\uc810 \uc2e0\uc124\ub3c4 \ucd94\uc9c4\ud55c\ub2e4.<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner even_fe_1 page1\">\n<p>\u00a0\uacbd\ub825 \ucc44\uc6a9 \uc2dc\u00a0\ucc3d\uc5c5 \ub4f1 \uac1c\uc778\uc0ac\uc5c5\uc790 \uacbd\ub825\uacfc\u00a0\uc790\uaca9\uc99d \ucde8\ub4dd \uc804 \uc5c5\ubb34\uacbd\ub825\uae4c\uc9c0\u00a0\uc778\uc815\ud558\uace0,\u00a0\ud559\uc704\ucde8\ub4dd\uc608\uc815\uc790\ub3c4\u00a0\uc751\uc2dc\ud560 \uc218 \uc788\ub3c4\ub85d \uac1c\uc120\ud574\u00a0\uccad\ub144\uc758\u00a0\uacf5\uc9c1 \uc9c4\uc785\uc7a5\ubcbd\uc744\u00a0\ub0ae\ucd98\ub2e4.<\/p>\n<p>(\uccad\ub144 \uacf5\ubb34\uc6d0 \ucc98\uc6b0\uac1c\uc120 \ubc0f \uc131\uc7a5\uc9c0\uc6d0)\u00a0\uccad\ub144\uc138\ub300 \uacf5\ubb34\uc6d0\uc758\u00a0\ucc98\uc6b0\uc640\u00a0\uc131\uc7a5 \uae30\ud68c\ub3c4\u00a0\uac15\ud654\ud55c\ub2e4.<\/p>\n<p>\ub0b4\ub144\ub3c4\u00a09\uae09 \ucd08\uc784 \ubcf4\uc218\ub97c\u00a0\uc6d4\u00a0300\ub9cc \uc6d0 \uc218\uc900\uc73c\ub85c \uc778\uc0c1\ud558\uace0,\u00a0\uc2e0\uaddc 7\u00b79\uae09 \uacf5\ubb34\uc6d0\u00a0\uae30\ubcf8\uad50\uc721 \uac15\ud654,\u00a0\uc0c1\ub2f4(\uba58\ud1a0\ub9c1)\u00a0\uc9c4\ud589 \ub4f1\u00a0\uacf5\uc9c1 \uc801\uc751\uc744 \uc9c0\uc6d0(\uc628\ubcf4\ub529)\ud55c\ub2e4.<\/p>\n<p>\ub610\ud55c,\u00a0\uc2e4\ubb34\uae09 \uacf5\ubb34\uc6d0\uc758\u00a0\uad6d\uc81c\uae30\uad6c \uace0\uc6a9 \ud734\uc9c1\uc744\u00a0\uc2e0\uc124\ud574\u00a0\uad6d\uc81c\uc804\ubb38\uac00\ub85c\u00a0\uc131\uc7a5\uc2dc\ud0ac\u00a0\uae30\ud68c\ub3c4\u00a0\ud655\ub300\ud55c\ub2e4.<\/p>\n<p>\u25c6 \uacf5\uc9c1\uc5ed\ub7c9 \uac15\ud654 \u2018\uc2e4\ub825 \uc788\ub294 \uacf5\uc9c1\uc0ac\ud68c\u2019<\/p>\n<p>\ud3c9\uc0dd \ud55c \ubd84\uc57c\uc5d0\uc11c\u00a0\uadfc\ubb34\ud558\ub294\u00a0\uc804\ubb38\uac00 \uacf5\ubb34\uc6d0\uc744 \uc591\uc131\ud558\uace0,\u00a0\ubbfc\uac04\uc758\u00a0\uc778\uc7ac\ub97c\u00a0\uc601\uc785\ud558\ub294 \ud55c\ud3b8,\u00a0\uc870\uae30\uc2b9\uc9c4 \uacbd\ub85c\u00a0\uc2e0\uc124,\u00a0\uacf5\uc9c1\uc790\uc758\u00a0\ubb38\uc81c\ud574\uacb0\ub2a5\ub825\u00b7\uc778\uacf5\uc9c0\ub2a5\uc5ed\ub7c9\uc744\u00a0\uac15\ud654\ud55c\ub2e4.<\/p>\n<p>(\uc804\ubb38\uac00 \uacf5\ubb34\uc6d0 \uc591\uc131)\u00a0\uc778\uacf5\uc9c0\ub2a5,\u00a0\ud2b9\ud5c8\uae30\uc220\uc2ec\uc0ac,\u00a0\uc0b0\uc5c5\uc548\uc804 \uac10\ub3c5\u00b7\uc218\uc0ac \ub4f1\u00a0\uc804\ubb38\uc131\uc774\u00a0\ud544\uc694\ud55c\u00a0\ubd84\uc57c\ub97c \uc911\uc2ec\uc73c\ub85c\u00a0\uc804\ubb38\uac00 \uacf5\ubb34\uc6d0\uc744\u00a0\ud655\ub300\ud55c\ub2e4.<\/p>\n<p>2028\ub144\uae4c\uc9c0\u00a0\uc804\ubb38\uac00\uacf5\ubb34\uc6d0\uc744\u00a01,200\uba85 \uc774\uc0c1 \ud655\ubcf4\ub97c \ubaa9\ud45c\ub85c,\u00a0\uc804\ubb38\u00a0\ubd84\uc57c\ub97c\u00a0\uc2e0\uc124\u00b7\ud655\ub300\ud558\uace0\u00a0\ubd80\uc804\ubb38\uad00\u00a0\uc81c\ub3c4\ub97c\u00a0\ub3c4\uc785\ud574\u00a06\uae09\ubd80\ud130 \uc804\ubb38\uad00,\u00a0\uc218\uc11d\uc804\ubb38\uad00\uc73c\ub85c\u00a0\uc774\uc5b4\uc9c8 \uc218 \uc788\ub3c4\ub85d\u00a0\uc804\ubb38\uc131 \uc131\uc7a5 \uacbd\ub85c\ub97c\u00a0\ub9c8\ub828\ud55c\ub2e4.<\/p>\n<p>\ud2b9\ud788,\u00a0\ubc94\uc815\ubd80\uc801\uc778\u00a0\ud611\uc5c5\uc774\u00a0\ud544\uc694\ud55c \uc778\uacf5\uc9c0\ub2a5 \ubd84\uc57c \ub4f1\uc758\u00a0\uc804\ubb38\uac00 \uacf5\ubb34\uc6d0\uc744\u00a0\ud1b5\ud569\u00a0\uad00\ub9ac\ud560 \uc218 \uc788\ub294\u00a0\uae30\ubc18\uc744\u00a0\ub9c8\ub828\ud574\u00a0\uc815\ucc45\ud604\uc548 \ub300\uc751 \uc5ed\ub7c9\uc744\u00a0\uac15\ud654\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<p>(\ubbfc\uac04 \uc6b0\uc218\uc778\uc7ac \uc601\uc785)\u00a0\ubbfc\uac04\uc758\u00a0\uc6b0\uc218\ud55c \uacbd\ud5d8\uacfc\u00a0\uc5ed\ub7c9\ub3c4 \uacf5\uc9c1\uc5d0\uc11c\u00a0\uc801\uadf9 \ud65c\uc6a9\ud55c\ub2e4.<\/p>\n<p>\ubbfc\uac04 \uc804\ubb38\uc131\uc774\u00a0\ud544\uc694\ud55c \ubd84\uc57c\ub97c \uc911\uc2ec\uc73c\ub85c\u00a0\uac1c\ubc29\ud615 \uc9c1\uc704\ub97c \uc624\ub294\u00a02030\ub144\uae4c\uc9c0\u00a0500\uac1c\u00a0\uc774\uc0c1\uc73c\ub85c\u00a0\ud655\ub300\ud558\uace0,\u00a0\uc5f0\ubd09 \uc790\uc728\ucc45\uc815\u00a0\ud2b9\ub840 \ubd84\uc57c\uc640\u00a0\uc9c1\uc704\ub97c \ud1b5\ud574\u00a0\uac01\u00a0\ubd80\ucc98\uac00\u00a0\ubbfc\uac04 \uc218\uc900\uc758 \uc5f0\ubd09\uc744\u00a0\ucc45\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud55c\ub2e4.<\/p>\n<p>(\uc870\uae30\uc2b9\uc9c4 \uacbd\ub85c \uc2e0\uc124)\u00a0\uacf5\uc9c1 \ub0b4\ubd80\uc5d0\uc11c\ub294\u00a0\uc131\uacfc\uc640\u00a0\ub2a5\ub825 \uc911\uc2ec\uc758\u00a0\uc131\uc7a5 \uacbd\ub85c\ub97c\u00a0\ub113\ud78c\ub2e4.<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner odd_fe_1 page1\">\n<p>\u00a0\uc6b0\uc218\ud55c\u00a06\uae09 \uacf5\ubb34\uc6d0\uc774\u00a0\uc2e4\uc801\uacfc\u00a0\uc5ed\ub7c9\uac80\uc99d\uc744 \uac70\uccd0\u00a05\uae09\uc73c\ub85c \ube60\ub974\uac8c\u00a0\uc2b9\uc9c4\ud560 \uc218\u00a0\uc788\ub3c4\ub85d\u00a05\uae09 \uc870\uae30\uc2b9\uc9c4\uc81c\ub97c\u00a0\uc6b4\uc601\ud558\uace0,\u00a06\uae09 \uacf5\ubaa8\uc9c1\uc704\uc81c\ub97c\u00a0\uc2e0\uc124\ud574 \uc6b0\uc218\ud55c\u00a07\uae09 \uacf5\ubb34\uc6d0\uc5d0\uac8c\ub3c4\u00a0\uc2e0\uc18d\ud55c \uc131\uc7a5 \uae30\ud68c\ub97c\u00a0\uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>(\uacf5\uc9c1 \uc778\uacf5\uc9c0\ub2a5 \uc5ed\ub7c9 \uac15\ud654 \ubc0f \uc778\uc0ac \uc778\uacf5\uc9c0\ub2a5 \uc804\ud658(AX)\u00a0\ucd94\uc9c4)\u00a0\uacf5\uc9c1\uc0ac\ud68c \uc804\ubc18\u00a0\uc778\uacf5\uc9c0\ub2a5 \ud65c\uc6a9 \uc5ed\ub7c9\ub3c4 \ub192\uc778\ub2e4.<\/p>\n<p>\uacf5\ubb34\uc6d0\uc774 \uc778\uacf5\uc9c0\ub2a5 \uad6c\ub3c5,\u00a0\uad50\uc721 \uc218\uac15 \ub4f1\u00a0\uc9c1\ubb34 \uad00\ub828 \ud559\uc2b5\uc5d0\u00a0\uc790\uc728\uc801\uc73c\ub85c\u00a0\uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d\u00a0\ud559\uc2b5\ube44 \uacc4\uc88c\ub97c\u00a0\ub3c4\uc785\ud574 \uad6c\ub3c5, \uc218\uac15\ub8cc\ub97c \uc9c0\uae09\ud55c\ub2e4.<\/p>\n<p>\uc804\u00a0\uacf5\ubb34\uc6d0\u00a0\ub300\uc0c1\u00a0\uc778\uacf5\uc9c0\ub2a5 \uad50\uc721\uacfc\u00a0\ubb38\uc81c\ud574\uacb0\ud615 \uc778\uacf5\uc9c0\ub2a5 \uc804\ud658 \uacf5\ub3d9\uc5f0\uc218(\uc6cc\ud06c\uc20d)\ub3c4\u00a0\uc6b4\uc601\ud55c\ub2e4.<\/p>\n<p>\ub610\ud55c,\u00a0\uc778\uc0ac\ucc98\ub294 \uc790\uccb4\uc801\uc73c\ub85c\u00a0\uc778\uacf5\uc9c0\ub2a5\uc73c\ub85c\u00a0\uc77c\ud558\ub294 \uacfc\uc815\uc5d0\uc11c\u00a0\ubc1c\uc0dd\ud558\ub294 \ubb38\uc81c\ub97c\u00a0\ubd84\uc11d\ud558\uace0,\u00a0\ud574\uacb0\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\uc778 \u2018\uc5d0\uc774\ud050\ube0c(A-CUBE)\u00a0\ud504\ub85c\uc81d\ud2b8\u2019\ub97c \ucd94\uc9c4\ud574 \uc5c5\ubb34\uc5d0 \ud65c\uc6a9\ud55c\ub2e4.<\/p>\n<p>\uc62c\ud574\ub294 \uc99d\ube59\uc790\ub8cc \uc815\ub9ac,\u00a0\ud68c\uc758\ub85d \ucd08\uc548 \uc791\uc131 \ub4f1\u00a0\uc911\uc559\uc9d5\uacc4\uc704\uc6d0\ud68c\u00a0\uc5c5\ubb34 \ud6a8\uc728\ud654\ub97c\u00a0\ucd94\uc9c4\ud558\uace0,\u00a0\uc9c0\uc18d\uc801\uc73c\ub85c\u00a0\uc801\ud569 \uc5c5\ubb34\ub97c\u00a0\ubc1c\uad74,\u00a0\ud655\uc0b0\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<p>\u25c6 \uad6d\ubbfc\uc744 \uc704\ud55c \u2018\ucc45\uc784 \uc788\ub294 \uacf5\uc9c1\uc0ac\ud68c\u2019<\/p>\n<p>\uacf5\uc9c1\uc0ac\ud68c \ucc45\uc784\uc131 \uc81c\uace0\ub97c \uc704\ud574 \uacf5\uc9c1\uc790\ub4e4\uc774 \uad6d\ubbfc\ub9cc \ubc14\ub77c\ubcf4\uace0 \uc77c\ud560 \uc218 \uc788\ub3c4\ub85d\u00a0\uc801\uadf9\ud589\uc815\uc744\u00a0\ud65c\uc131\ud654\ud558\uace0,\u00a0\uace0\uc704\uacf5\ubb34\uc6d0\uc758\u00a0\uc131\uacfc \ucc45\uc784\uc744\u00a0\uac15\ud654\ud558\uba70,\u00a0\ubcf4\uc720 \uc7ac\uc0b0\uc5d0 \ub300\ud55c\u00a0\ud22c\uba85\uc131\uc744\u00a0\uc81c\uace0\ud55c\ub2e4.<\/p>\n<p>(\uc801\uadf9\ud589\uc815 \ud65c\uc131\ud654 \uae30\ubc18 \ub9c8\ub828)\u00a0\uacf5\ubb34\uc6d0\uc774 \uad6d\ubbfc\uc744 \uc704\ud574\u00a0\uc801\uadf9\uc801\uc73c\ub85c \uc77c\ud560 \uc218 \uc788\ub3c4\ub85d\u00a0\uc801\uadf9\ud589\uc815 \ucd94\uc9c4 \uc5ec\uac74\uc744\u00a0\uac1c\uc120\ud55c\ub2e4.<\/p>\n<p>\uc801\uadf9\ud589\uc815 \ubcf4\ud638\uad00,\u00a0\ub0b4\u00b7\uc678\ubd80 \uc790\ubb38 \ubcc0\ud638\uc0ac \ub4f1\uc744 \ud3ec\ud568\ud55c\u00a0\uc9c0\uc6d0\ub2e8\uc744\u00a0\uad6c\uc131\ud574\u00a0\ubc95\ub960\uc0c1\ub2f4\ubd80\ud130\u00a0\uc18c\uc1a1 \ub300\uc751\uae4c\uc9c0\u00a0\ub9de\ucda4\ud615 \ubcf4\ud638 \uc9c0\uc6d0\uccb4\uacc4\ub97c\u00a0\ub9c8\ub828\ud55c\ub2e4.<\/p>\n<p>\uc801\uadf9\ud589\uc815 \uc0ac\ub840\ub294 \uc9e7\uc740 \uc601\uc0c1(\uc20f\ud3fc),\u00a0\uce74\ub4dc\ub274\uc2a4 \ub4f1\u00a0\ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c\u00a0\ud64d\ubcf4\ud558\uace0,\u00a0\uc2e0\uc124 \uae30\uad00\uc774\ub098 \uc801\uadf9\ud589\uc815 \ud3c9\uac00 \ubbf8\ud761 \uae30\uad00 \ub4f1\uc5d0 \ub300\ud55c\u00a0\ub9de\ucda4\ud615 \uc790\ubb38\ub3c4\u00a0\ud655\ub300\ud55c\ub2e4.<\/p>\n<p>(\uacf5\ubb34\uc6d0 \uc131\uacfc\ucc45\uc784 \uac15\ud654)\u00a0\ubcf4\uc218\uc758\u00a0\uc9c1\ubb34 \uac00\uce58\ub97c \uc81c\ub300\ub85c\u00a0\ubc18\uc601\ud560 \uc218 \uc788\ub3c4\ub85d\u00a0\uc9c1\ubb34\uae09\u00a0\uc9c0\uae09 \ub300\uc0c1 \ud655\ub300,\u00a0\uc9c0\uae09\ub300\uc0c1 \uc138\ubd84\ud654\u00a0\ub4f1\u00a0\uac1c\uc120\ubc29\uc548\uc744\u00a0\ub9c8\ub828\ud55c\ub2e4.<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner even_fe_1 page1\">\n<p>\u00a0\uace0\uc704\uacf5\ubb34\uc6d0\u00a0\uc801\uaca9\uc2ec\uc0ac \uacb0\uacfc \ubd80\uc801\uaca9\uc73c\ub85c\u00a0\uacb0\uc815\ub41c \uacbd\uc6b0,\u00a0\uc9c1\uad8c\uac15\uc784\ud560 \uc218 \uc788\ub294 \uadfc\uac70\ub97c\u00a0\uc2e0\uc124\ud55c\ub2e4.<\/p>\n<p>(\uacf5\uc9c1\uc724\ub9ac \uc81c\ub3c4 \uac1c\uc120)\u00a0\uacf5\uc9c1\uc724\ub9ac\uc640\u00a0\uae30\uac15\ub3c4\u00a0\ud655\ub9bd\ud55c\ub2e4.<\/p>\n<p>\uacf5\uc9c1\uc790\uac00 \ubcf4\uc720\ud55c\u00a0\uac00\uc0c1\uc790\uc0b0\u00b7\ube44\uc0c1\uc7a5\uc8fc\uc2dd\u00a0\uc2ec\uc0ac\ub97c\u00a0\uac15\ud654\ud558\uace0,\u00a0\uc7ac\uc0b0\uacf5\uac1c\ub300\uc0c1\uc790\uc758\u00a0\uacbd\uc6b0\u00a0\ub2e8\uc77c \uc885\ubaa9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF)\uc758 \uc885\ubaa9\uba85\u00b7\uc218\ub7c9 \ub4f1\uc744\u00a0\uacf5\uac1c\ud574\u00a0\uace0\uc704\uacf5\uc9c1\uc790\uac00\u00a0\ubcf4\uc720\ud55c\u00a0\uc7ac\uc0b0\u00a0\ud22c\uba85\uc131\uc744 \ub192\uc778\ub2e4.<\/p>\n<p>\uc18c\uadf9\ud589\uc815,\u00a0\ud610\uc624 \ud45c\ud604\u00a0\ub4f1\u00a0\uc9d5\uacc4\ub97c \uac15\ud654\ud558\ub294 \ud55c\ud3b8,\u00a0\ub9c8\uc57d\ub958\ub97c\u00a0\ucde8\uae09\ud558\ub294\u00a0\uacf5\ubb34\uc6d0\uc5d0 \ub300\ud55c\u00a0\ub9c8\uc57d \uac80\uc0ac \uadfc\uac70\ub97c\u00a0\uc2e0\uc124\ud574\u00a0\uacf5\uc9c1 \uae30\uac15\uc744\u00a0\ud655\ub9bd\ud55c\ub2e4.<\/p>\n<p>\uc774 \ubc16\uc5d0\u00a0\uc778\uc0ac\ucc98\ub294\u00a0\uc77c\ud558\ub2e4 \ub2e4\uce58\uac70\ub098 \uc21c\uc9c1\ud55c \uacf5\ubb34\uc6d0\uc5d0 \ub300\ud55c\u00a0\uc608\uc6b0\ub97c \uac15\ud654\ud558\uace0,\u00a0\uc7ac\ud574\uc608\ubc29 \uccb4\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub4f1 \uc77c\ud558\uace0 \uc2f6\uc740 \ud658\uacbd\uc744 \uc870\uc131\ud55c\ub2e4.<\/p>\n<p>\uc704\ud5d8\uc9c1\ubb34\uc21c\uc9c1 \uacf5\ubb34\uc6d0\uc5d0 \ub300\ud55c\u00a0\uc720\uc871\ubcf4\uc0c1\uae08 \ud2b9\ub840 \uc801\uc6a9\u00a0\ub300\uc0c1\uc744\u00a0\uc9c1\ubb34 \uc131\uaca9\uc5d0 \ub530\ub77c\u00a0\ud655\ub300 \uc6b4\uc601\ud558\uace0,\u00a0\uacf5\uc0c1 \uacf5\ubb34\uc6d0 \uc804\ub2f4 \uad00\ub9ac\uc790(\ucf54\ub514\ub124\uc774\ud130)\ub97c \ud1b5\ud574 \uce58\ub8cc \uc774\ud6c4\u00a0\uc7ac\ud65c\uacfc\u00a0\uc9c1\ubb34 \ubcf5\uadc0\uae4c\uc9c0\u00a0\uc9c0\uc6d0\ud55c\ub2e4.<\/p>\n<p>\ud2b9\ud788,\u00a0\uacf5\ubb34\uc0c1 \uc7ac\ud574\ub97c \uc785\uc740 \uacf5\ubb34\uc6d0\uc758 \ud5cc\uc2e0\uc744\u00a0\uad6d\uac00\uac00\u00a0\uae30\uc5b5\ud558\uace0\u00a0\uc608\uc6b0\ud558\uae30 \uc704\ud574\u00a0\ubc95\uc815\uae30\ub150\uc77c(\u2018\uac00\uce6d\u00a0\uacf5\ubb34\uc0c1 \uc7ac\ud574 \uacf5\ubb34\uc6d0\uc758 \ub0a0\u2019)\u00a0\uc9c0\uc815\ub3c4 \ucd94\uc9c4\ud55c\ub2e4.<\/p>\n<p>\uc7ac\ud574\uc608\ubc29\uacfc\u00a0\ub9c8\uc74c\uac74\uac15 \uc9c0\uc6d0\ub3c4\u00a0\uac15\ud654\ud558\uae30 \uc704\ud574\u00a0\uacf5\ubb34\uc6d0\u00a0\uc7ac\ud574\uc608\ubc29\uc744 \uc704\ud55c\u00a0\uaddc\uc815\uc744\u00a0\ub9c8\ub828,\u00a0\uae30\uad00\ubcc4 \uac74\uac15\u00b7\uc548\uc804 \uad00\ub9ac\uccb4\uacc4\ub97c\u00a0\uad6c\ucd95\ud558\uace0,\u00a0\uacf5\ubb34\uc6d0\u00a0\ub9c8\uc74c\uac74\uac15\uc13c\ud130\ub97c\u00a011\uac1c\uc5d0\uc11c\u00a02029\ub144\uae4c\uc9c0\u00a0\uad8c\uc5ed\ubcc4\u00a01\uac1c \uc774\uc0c1(16\uac1c)\uc73c\ub85c\u00a0\ud655\ub300\ud55c\ub2e4.<\/p>\n<p>\uacbd\ucc30\u00b7\uc18c\ubc29\u00a0\ub4f1\u00a0\uc815\uc2e0\uac74\uac15 \uace0\uc704\ud5d8 \uc9c1\uad70\uc5d0 \ub300\ud574\uc11c\ub294\u00a0\ubc94\uc815\ubd80 \ud2b9\uc218\uc9c1\uad70\u00b7\uc9d1\ub2e8 \uc790\uc0b4 \uc608\ubc29\ub300\ucc45\uc744\u00a0\uc218\ub9bd\ud574 \uc9c1\uad70\ubcc4 \ud2b9\uc131\uc5d0 \ub9de\ub294\u00a0\ubcf4\ud638 \uccb4\uacc4\ub3c4\u00a0\ub9c8\ub828\ud55c\ub2e4.<\/p>\n<p>\ucd5c\ub3d9\uc11d \uc778\uc0ac\ucc98\uc7a5\uc740 \u201c\uad6d\ubbfc\uc774\u00a0\uccb4\uac10\ud558\ub294\u00a0\uc815\ubd80\uc758 \ubcc0\ud654\ub294 \uacb0\uad6d\u00a0\uacf5\uc9c1\uc0ac\ud68c\uac00\u00a0\uc5bc\ub9c8\ub098\u00a0\uc2e4\ub825\u00a0\uc788\uac8c \uc77c\ud558\uace0,\u00a0\ucc45\uc784\u00a0\uc788\uac8c \ud589\ub3d9\ud558\uba70,\u00a0\ud5cc\uc2e0\uc5d0 \ud569\ub2f9\ud55c \ubcf4\uc0c1\uc744 \ubc1b\ub294\uac00\uc5d0\u00a0\ub2ec\ub824 \uc788\ub2e4\u201d\ub77c\uba70 \u201c\uc778\uc0ac\ud601\uc2e0 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